Pre-qualification is the first step to finding the right mortgage for you. Getting pre-qualified (or pre-approved) for a mortgage allows you to know the amount of money that you qualify for and the maximum purchase price of your potential future home. This is also the stage in which I can help identify any obstacles that exist and help you work towards a solution.
Once you have found your perfect home, it's time to secure the mortgage! Please refer to the document checklist for supporting mortgage documents. Once this is all received I will begin the process of finding a mortgage that is tailored for you.
Don't just sign the mortgage renewal the lender offers you without consulting with me first. Circumstances are always changing which means you may need another option that is more tailored to your current lifestyle. Contact me to look at different mortgage renewal options that are available.
Refinancing your home can be an option to get a lower interest rate, access equity (cash) in your home, or consolidate debt. Working through these possibilities can be overwhelming so I am here to help you navigate and determine what makes the most financial sense for you. If possibly getting a lower interest rate, accessing equity in your home, or consolidating debt is something you would like to do...